Expert Qualifications

My name is Ted Marules, Sr. My home and office are located in Harris County Texas. I am currently the owner of Texas Claims & Consulting Co.

The University of Texas at Austin conferred upon me the degree of Bachelor of Science in Education on January 24, 1970, with majors in Education, History and Psychology. I attended Graduate School at Southwest Texas University in San Marcos, Texas completing 27 hours of a 36-hour program, including my Master’s Thesis, in Counseling and Guidance.

In 1973 I joined Allstate Insurance Company as a claims adjuster. I was first granted a claims adjusting license by the State of Texas in 1973. I obtained my workers compensation license and all lines adjuster license in 1976. My current license number is 204568. From 1973 to 1981 I worked as a claims adjuster, supervisor and/or manager for Allstate, Kemper, INA and Commercial Union Insurance Companies. In 1981 I founded Texas Claims & Consulting Company and sought independent claims adjusting business from a wide variety of insurance companies.

In approximately 1989 I began to review and analyze bad faith and/or fraud insurance claims as an expert claims analyst. My clients include insurance companies, attorneys, individuals and/or self-insured corporations. I provide expert witness testimony by formal report, at deposition or live at trial regarding insurance bad faith, fraud and many other insurance related disputes.

I have adjusting and managerial experience in, but not limited to, insurance disputes involving; fire and allied lines, inland marine, Jones Act, Longshore, Outer Continental Shelf, Defense Base Act, rescissions, cancellations, takeovers, pre-existing conditions, arson, theft, auto property, auto liability, homeowner property, homeowner liability, commercial property, commercial liability, commercial crime, jewelers block, life, health, disability, coverage questions, business interruption, material misrepresentations and Lloyds of London Manuscript property claims. I have been hired to adjust, manage, supervise or render expert claims opinions in thousands of catastrophe losses involving hurricanes Alicia, Rita, Katrina, Ike, Harvey, and all-weather extremes including windstorm, hailstorm, freeze and/or floods. Since 1973 I have adjusted, supervised, managed and/or been involved as an expert claims analyst in over 10,000 individual property and casualty claims.